Monday, February 23, 2015

Why Pet insurance is of Crucial Importance to Every Pet Owner

Pet insurance is another expense that pet owners have to pay. To see it in this light, i.e. yet another expense, is hardly the best way to view pet insurance, for although it is indeed another expense, it’s one that’s of crucial importance to pet owners and not one that they can do without. 

As numerous vets have commented on, many people have the wrong attitude about pet insurance despite loving their beloved animals very much. 

They wouldn’t go without health insurance out of fear of paying more for medical treatment, and that same logic applies to pet insurance – it’s better to pay the premiums than fork out much more should your pet need medical attention. 

‘Is Pet Insurance Really Worth It?’

A question many people ask themselves – yes, pet insurance really is worth the premiums paid for a number of reasons, most notably because you love your pet and would likely spend hundreds, perhaps even thousands, of dollars on medical treatment if you had to. 

Pet insurance

Here are three additional reasons that help to explain why the best pet insurance plans are well-worth the premiums you pay. 
  • Your pets will benefit from preventative healthcare
Like people, our pets lead happier, lengthier and more fulfilling lives when they’re in good health and the key to good health, in addition to a good diet, plenty of exercise and lots of love, lies in preventative healthcare. 

Accessing preventative healthcare for your beloved canine or feline will naturally depend on the pet insurance plan you take out, but as there are so many benefits associated with preventative healthcare it’s certainly something to consider.
  • You can enjoy third-party liability cover for your dog
Like preventative healthcare, enjoying the peace of mind that comes with having third-party liability cover for your dog is dependent upon you taking out the right insurance policy, but it’s something  well-worth looking into. 

You don’t have to have a large dog to justify taking out third-party liability cover, even small dogs can cause accidents and if your dog is found to be at fault, it’s you who’ll be picking up the bill. 

To give you an example of what could happen – your dog gets excited at another dog walking past, the dog’s owner trips over their lead, injures themselves and decides to file a compensation claim against you. It may sound excessive but it happens all the time. 
  • You can receive funding to help you find missing pets 
What would you do if your cat or dog went missing and how much would you pay to get them back? Many people spend hundreds, often thousands, of dollars trying to find their pets when they go missing, but some high-level pet insurance policies will help you to find your pet by providing you with funds for rewards, flyers, etc. 

You may not be able to afford a premium plan but a basic one is better than nothing at all. Enjoy the peace of mind that comes with knowing your pets are insured. 

1 comment:

  1. Nowaday, even pet need to cover with insurance..
    A money world now

    ReplyDelete